In my mind, there are two big barriers to doing off-market:1) At low volume, there isn't justification for me to do my own marketing. 

New bath, new kitchen, stainless steel, quartz, refinished floors, parking pad, can lights, LED, new blinds, some new windows, curb appeal, etc. 

I'm wondering if anyone knows of a way to obtain financing with low money down (< 10%) that is not "owner occupied?" 

Thank you for shedding light on a wholesalers perspective! 

Probably the greatest mistake was aiming too low.

I have done everything from a single unit rental for 700k to buildings in the low 9 figures; but most of the properties were in the 5 - 50 million dollar range.I am no longer employed by them and now just do some appraisal in my free time.  

But a % change can be very high when the basis (i.e. denominator) is very low to begin with.  

I know you can get a low down payment home owners loan on a duplex but you need to be sure it will cash flow with a larger loan (higher payment).

Any perspective on which end high or low is more accurate?

Also, if you buy low and have the property rented with cashflow and a good ROI why worry about selling?