And I now no longer have a mortgage or other debt (not counting investments).

If you are counting the money you have to put up or expenses as a waste then you should not be investing.

I am not counting out selling, but a sale will be a re-investment.My two biggest concerns are:1.

Now for me, I didn’t want to cross that morale threshold to just save a few thousand per year in insurance and property taxes.

We're dotting the I's and crossing the T's with the title company for this right now.

They took me for $13000.00 not counting the additional $3000 I had to pay for travel and lodging.

I have seen several apartments in the area who have rules posted online that state a maximum number of adults per unit (based on bedrooms) and then a maximum number of occupants over 12 months old (this is tricky because infants don't count toward occupants and have to be allowed but the law is unclear as to what age a child should be counted toward the occupant total).

Perhaps we'll cross paths.

The prudent investor will not count on appreciation but in the forementioned areas its part of the market and why you are buying into the area.

I have noticed a decrease in some of my sec 8 tenants rent but it was because one of the children/tenant on the lease with them has started working or makes more money than what was reported and that counts as income for the household.