If you are getting advice, that can enable you to replace your current income and/or build wealth for your family and future generations, don't your think that the people providing you these tips should be compensated?

Brian AdzadiThanks for the advise.

You've been advised wisely: it's time to ask Lenders* rather than us.

My advise is if you can't afford a SFH in your area then invest out of state, that is what we are doing now. 

Those are the types of programs I am referring to, the lead generation software.

In the parts it highlighted eviction in Richmond, it stated that these judgements are made in majority African-American communities, where poverty has been generational and where little aid is available.

I would advise not to involve family members in deals unless you have shown a proven track record and the family member understands the risk of not getting his/her money back.

Reach out to people in the city you are considering for advice on buying into, including what areas of the city are more inclined to generate cash flow.

@Step SthephYou may also want to think about holding onto the property that you live in in your own name for now.You are eligible to exclude up to 250,000(500,000 if married filing jointly) as long as you lived and owned the property for 2 out of 5 years.If you transfer the title to an LLC - you may lose out on the appreciation as you continue to live in it.You have a couple options regarding the other lots.If you don't know contacts or how to develop land - you may want to consider the land outright.If you have experience to develop land - you may want to pursue developing the land and then selling it.option 2 will likely generate more money but also require more work.

I started going down the contract path, but was advised by my attorney and others to leave it open.