I wonder if IQ test should be part of any loan application from now on.

If i can pass the test i should have my license soon too but will have to figure out how it works as for me reselling and whats a conflict and whats not.I have talked to a guy in so cal a few times who does shortsales and said he can help but he doesnt have much time.

If a property passes the screen test using the 50% rule you still need to take a closer look before making a purchase.

I am not a securities attorney, but the common test is the "Howey Test" from the famous case:Securities Test1.

He will / should take a "test cut" and find out how "built up the roof is and with what".Then the test cut be repaired and sealed.

This is why craigslist is basically useless in most areas, cause half if not more of the post are fake or people "testing" stuff..

I hope to take and pass the test by March 15, 2010.

I will test it for a few weeks to see the response in a few communities, I also have some ad's that I ran in the penny savers in the area.

I always perform two simple tests when checking out an A/C system.

Take your local real estate coarse even if you don't take the test or at least read the book they have to study.