As far as the prepayment penalty, you'll find a lot of variety out there.  

Take them to lunch (you pay) and get to know them.Most agents don't deal with investors for a variety of reasons, they can't close, investors are flakey, they don't need a property at the time that an agent runs across a fixer, the investor doesn't keep the relationship going, the agent leaves the business and on and on and on.

When examination of a Property reveals noncompliance with the Property Acceptability Criteria, the Appraiser must note all repairs necessary to make the Property comply with HUD’s Property Acceptability Criteria, together with the estimated cost to cure.Am I understanding correctly that the appraiser should have not walked away and should have detailed any other items that could potentially come up during this week's appraisal?

Their messages are often slightly cryptic but at the same time reveal just enough to make it seem like they are in possession of some kind of secret sauce or an alternative method of booking costs and cash-flows that are key to being successful in real estate.

People have their back to a wall for a variety of reasons up to and including "people who are wanting to move and sell ASAP, expired listings, don't want to make repairs, going to nursing homes, divorce, etc.."

However, lilacs and roses can help a variety of smelly issues.It's always best to be polite, tell the people they make you sick in a nice way, and be thankful if they decide to change, even if it's just a little.Good luck!

Investor Home Purchases Collapse Most On Recordhttps://www.zerohedge.com/mark...THURSDAY, JUN 01, 2023 - 05:00 PMResidential real estate brokerage firm Redfin released new data that revealed a record-breaking drop in homes purchased by investors in the first quarter.

A variety of ways you can structure with who is on title etc but have a simple, solid, attorney prepared operating agreement that clearly lays out roles, responsibilities, and compensation and you should be fine. 

This poll revealed that only 17% of Americans support abortions without restrictions or "fully legal abortions".

Or was it more like trial and error learning through experience of dealing with a variety of people ?