Other than that all of my residual cash goes to my investment account for REI or other opportunities.Car Payment: 2.99% @$270 a month Owe $8,000Live overseas in Germany and have no mortgage or other debt except for car and my REI.As I first stated my initial goal was to have 10 homes by the end of 2018 and I was close but had a duplex fall through in December.

I’m looking for someone who can help me determine if the property is occupied and if so, help me get possession.

I bought 2-300 sq. ft. comm and 1-700 1 bed condo 2 years ago and 1-680 sq. ft. 2 bed condo in May, have about 380k in debt (25 year fixed loan) and about 250k in equity in the units. 

I like this option because our monthly debt is far less but I doubt we could get another loan in future.  

My experience, also in a fairly expensive market, is that by the time that the down payment is raised far enough to meet the debt service requirements, you might as well be in a conventional loan.

I wouldn't get involved unless you can take possession of the house for a price that makes sense. 

Secondly, you get the debt pay down of having a tenant.

In most states, 6 years ago it was a misdemeanor to possess even a gram of marijuana.

Hello everyone, I am looking for your thoughts on my current and future potential mortgage/debt situation. 

I had read that even unused credit can be used to count as debt when determining debt to income ratio.Thanks for any help you can provide