Unfortunately banks only caluculate 75% of rental income to protect themselves even if you show a perfect scenario with zero vacancies and new construction.  

I currently own a home that I used a va loan to buy in feb 14, so I have had it for a year I found a perfect 8 unit investment opportunity with 7 units already rents and they are asking 190k.

This is exactly what I was looking for and makes perfect sense.

That would be a perfect world, but there are costs and likely a few if not some repairs that can be done/need to be done on almost any home.

The mechanics lien will generally stay if it has been perfected over time.

@Karl KrentzelThanks that will work perfect!

Point Richmond, East Richmond Heights, Marina Bay, parts of Hilltop mall, Richmond Annex, and North and East range from perfectly safe to high end. 

In the perfect world you'll find a property to property to house hack where one section is move in ready while the other will require some renovation. 

If I can't get finance through bank caise of not enough years in tax returns although my credit is perfect im curious to know how go about doing whst you mention.

I wish my wife had an interest in getting her license, b/c IMO the perfect situation would be an investing couple where one is licensed and the other is not.