As I said in the original post, there were quite a few egging on the newbies and saying what could be the harm?

Great advice and a perspective that I have considered but quickly dismiss cause "I can do it myself"

This will likely lead to some marginal stores shuttering for good, but high performers will stay open.In my opinion this is being magnified by COVID19, but that is not the root cause. 

@Robin Morales the housing market will drop when the mortgage market freezes.If they defer all residential mortgage payments too long, that will cause liquidity to drop significantly on the lending side.

I am eventually predicting a massive lending freeze on most loans which will cause prices to drop as no one is buying.

These are short term, and this author is hopeful, that the pandemic does not cause long-term financial implications.Rather than serve a 14-Day Notice to Pay or Quit it is recommended to be as flexible as one can at this time and negotiate rent amount due, time to pay or both – IF financial hardship is evident.For Landlords or managers that don't have the desire or ability to provide any flexibility, be prepared to wait until at least April 17th before the Massachusetts Housing court begins hearing eviction cases for non-payment of rent, (expect a back-log), and tenant-friendly judiciary at that point.A side note: for those that are unaware, or have historically not been interested in Section 8 or other subsidized housing programs (even though it's illegal in Massachusetts to decline an applicant solely based on the source or their rent payments), now is when you see some of the benefits – for tenant and landlord alike.

Lastly, make it clear, that you will call the police on anyone causing a disturbance.

They will cause the landlords temporary pain, accrue late fees and back rent, and eventually when America reopens, get evicted, sued, and have their credit ruined.In that third case, a minority of landlords are being forced to basically donate free housing to the very worst behaving tenants.

My wife and I are wanting to house hack, which is causing us to not look at properties in the rough (higher crime) parts of town.

I used to have a credit score in the 760s but I bought a distressed property and used credit cards to rehab it, causing my credit score to drop to around the 600-620s, but my plan was to do a cash out refi on 5/1/2020 (that'll be 6 months since I bought the property via hard money) so I can pay off the debts.Is there anyone who can lend 30 year fixed conventional investment loan with lower credit?