I could keep the ads of Facebook market or craiglist for record.

What that means is the seller will pay all liens of record at settlement to give you free and clear title at settlement, and depending on the type of warranty deed (special vs. general), that the seller will defend your title against certain (or all) claims after settlement. 

Then there is resale costs which would be agent commissions, transfer taxes, recording fees, escrow fees, title fees, misc. fees.

Has anyone had a record of survey done in the SF Bay Area recently? 

I do a decent amount of deals in the area and have a good track record.

Honestly, in your first syndication or fund you should probably expect to give the investors for since they are taking higher risk on someone who hasn’t got a track record doing syndicated investments.

Is there any sort of track record of whether or not a lender would give the borrower a hard time if the payments were current?

It may happen, but I am still thinking there should be some sort of protection in place where the first entity that records the transfer with the county recorder is the winner.

I'm ignoring the Covid bump btw...lol7/24/2020Price change$475,000 (-5%)$141/sqftSource: Owner Reporta problem3/30/2020Listed for sale$500,000 (+623.6%)$148/sqftSource: Owner Reporta problem7/24/2016Sold$69,100 (-31.9%)$21/sqftSource: Public Record Reporta problem5/27/2016Listing removed$101,500$30/sqftSource: Century 21 Alliance Rlty Group Reporta problem4/1/2016Listed for sale$101,500$30/sqftSource: Century 21 Alliance Rlty Group Reporta problem4/1/2016Pending sale$101,500$30/sqftSource: Century 21 Alliance Rlty Group Reporta problem4/1/2016Listed for sale$101,500$30/sqftSource: Century 21 Alliance Rlty Group Reporta problem12/22/2015Listing removed$101,500$30/sqftSource: CENTURY 21 Alliance Realty Group Reporta problem2/28/2015Listed for sale$101,500$30/sqftSource: CENTURY 21 Alliance Realty Group Reporta problem1/19/2015Listing removed$101,500$30/sqftSource: CENTURY 21 Alliance Realty Group Reporta problem12/24/2014Listed for sale$101,500 (-34.5%)$30/sqftSource: CENTURY 21 Alliance Realty Group Reporta problem4/29/2013Listing removed$155,000$46/sqftSource: John J Lease Realtors, Inc Reporta problem9/26/2012Listed for sale$155,000 (-8.8%)$46/sqftSource: John J Lease Realtors, Inc Reporta problem5/26/2012Listing removed$170,000$50/sqftSource: John J Lease Realtors, Inc Reporta problem5/27/2011Price change$170,000 (-2.9%)$50/sqftSource: John J Lease Realtors, Inc Reporta problem5/12/2011Price change$175,000 (-7.9%)$52/

I want to write the owners a letter (I'm 3 hours away) explaining the situation and asking them to at least pay the legal and recording fees for getting it cleaned up.