These are 3 med school students so I'm fairly certain they aren't trying to involved legally with their landlord over splitting water.

Well you have GCSU down there, so there is always the opportunity to target student housing.

Obviously turnover will be higher if it is student housing, but if tenants rarely renew their lease find out why.Check out the property management statements for the last few years -- is it really cash flowing?  

https://www.meetup.com/ChesterCountyCashflow/Also, I participate in the DIG Chester County meetups as well. https://digonline.org/benefits/sub-groups/-Julian

.), and I needed to remain successful at my W2 (Property Mgr 570 beds of student housing, $30+MM asset), as well as hand-on renovating this duplex. 5am until work I study, day job in the middle and work no later than 11pm on the house.

I advise you to review the screening materials that the realtor sends you and if possible, participate in showings so that you can learn more.

Yes, but not one with stain glass and all, Mennonite church/ two open floors. it was in an area that was zoned for 2 family, i went before the zoning board as a condition to buying the property, and was able to convert it to a 2 family /  2 levels, student rental ( got 8 bedrooms out of it).

- I used the 4% vacancy as I figured about 80% of the units would be college students which are really only in the unit August - May but you price there rent as if they were paying for the full year.  

Here's what it says in the 10-K:To enhance a positive image in the community and support one of the Bank's values, we participate in many local events, and our officers and directors serve on boards of local civic and charitable organizations.It's not that hard to figure out.

I am still living at home and I am a full-time college student so the idea of me buying a house in the near future (next 2 years) seems absolutely nuts and honestly it really freaks me out.