Your goal of purchasing a multifamily property this year sounds exciting, and it's great that you're leveraging your experience with LTRs and STRs.Feel free to connect with me, I would love to hear more about your goals. 

Depending how much you earn you can step up those savings by getting a side-hustle in any part of real estate....working for a top Real Estate office on weeknights and weekends, working for an RE Investor, working for a General Contractor and learning a few skills, etc.

Feel free to reach out and I can give you some insight on my experience investing here.

Oh some scrupulous attorney will not sue you because you have debt and they will go after properties that are free and clear.

Just note, come with a lot of free time and a check book because each time Philadelphia transfers you from one department to the next, you have to restart your wait time and crack another check, if you catch my drift.The zoning department reviewed my change on an application I just filled out at the Municipal building and they changed the zoning right then and there.  

If you have more questions feel free to reach out via a private message!

Free my BUTT!!!

Fly down for a weekend or even a week.

My company does the following:• Free and simple MLO Licensing (22 hours online or in person and you choose your schedule)• Mortgage team to handle the backend (meaning, no structuring, underwriting or processing loans) • Competitive mortgage rates backed a company with 20+ years in the business• Downline revenue stream on the lending side (similar to EXP model.)• They do not have to change brokeragesIn my mind, there aren't many cons to this.

Do a free trial to see if it works.