Call around because there is definitely a differnce between banks when it comes to overlays and competence of their mortgage officers.

The way to do this is not on the phone but in the office of a savvy agent.Tim

Pretty much a processor who I could eventually make an office manager.

I remember she told me to call the assessors office and ask for some numbers.

Real expenses include depreciation, repairs, maintenance, vacancy loss, leasing fees, management fees, accounting fees, legal fees, all fees necessary to carry out an eviction (if necessary), postage, office supplies, HOA fees, landscaping, make ready upon tenant move out, etc.

I thought about that...can I ask the post office if there's a forwarding address for the property address?

I'm not sure if we're supposed to post outside links here, but if you google "mortgage calculator" or "amortization calculator" or "amortization schedule" it will come up with a bunch of them.Do you have excel or open office?

We finally got it zoned to do the 2 units as several spoke up saying that in this community most tenants are in good standing with their landlords and our local officer on the board spoke up on our behalf saying he wished there were more landlords like us in town.

Remote/wireless print capability & I like the legal size capability.We have 6 of them in our offices, several over 5 yrs old & still going strong.

Truth is though, the education for those that want to become loan officers, is about on par with that of the real estate schools that just pump out diplomas.