Well I do have one question since you're in my area and apart of this community.

New well, improved pumps and the 2nd well was just turned on.

Needless to say, I am getting well over the 1% rule.

We still have to use QBO for bookkeeping, and it works well.

Owners are supposed to certify to the Board if no sales were generated in any particular month, as well as provide a copy of any Colorado sales tax return or alternatively, a report from AirBnB or VRBO regarding the sales for that month.I find this invasive, crappy, and a whole lot more that shouldn't be said in polite company. 

@Jeff B. would that apply to loans against your own retirement as well?

Some cities in Florida have seen exponential growth within the past five years, and now we are seeing others take off as well.

I am looking to use the real estate properties cash flow to also build my retirement within this process and I am just not sure how I will be able to build for retirement as well as build my home. 

If you were well networked, and could get a great deal on a fixer and then tackle the rehab, that might work, but much of L.A., Orange, and SD counties definitely have price to rent ratios that are not favorable for cashflow.

We have also done several flips we renovated, and sold and put proceeds towards other loans as well.