They audit banks sometimes and your bank may recall your loan, forcing you to pay back the entirety of the principal, or refinancing with a commercial loan.

A refinance is also possible, but you better have a deal ready or you will be paying interest on money that just sits in the bank making very little.

Let that house sit empty, someone will want it.....

If both move and you have to rent both out and they sit vacant for 2-4 weeks each how much would you of "saved" by not raising the rent so much that the tenants leave? 

From what I found so far looks like it was a group of apartment buildings sitting on 12 different parcels and each building was sold off to different people but the 13th parcel was never sold to anyone.

Here's some examples:# of days the unit sits vacant - does anyone calculate the rent rate * number of days vacant and put that in as an expense?

@Russell Brazil it is only "not normal" if you were sitting on your hands, waiting for the pullback that never came

Either sell the property and everyone gets paid (best idea most likely), cash-out ReFi or pay out of pocket (from personal money) to cash-out the sister(s). It's

So let’s say the first month nothing broke now I have $100 sitting in the maintenance account and on the second month my door handle broke but now I have 200 to cover it instead of 100 because I saved the remainder from the previous month?

I normally would reject this type of applicant because they don't meet my criteria but the market has not been so good and winter is coming so I may sit on an empty unit for months.