They will also produce a new assignment which conveys ownership of the lien from the seller to you (or your business entity), and ship the collateral file to you.

We'll see a trend where homeowners and investors make them (the lenders) produce the note . . . if they don't, they stop paying the mortgage.We'd lose all the banks then!

I too have yet to hear of any building producing 30% cap rates anywhere in this country.

For example, it's customary here for the accounting of the security deposits to be done between the seller and the buyer and a check written for the total.Six years later that deposit was in dispute when I transferred my security deposits and I was able to produce a check stub accounting for what I received from the seller.

A one time mailing might produce a deal and then again it might not.To answer your question test test and test again.

A $117,000 30 year loan at 6.75% paid over 8 years shouldn't produce an equity of $76,540.

I do not want to "rock the boat" but just want to know what I can and cannot do and to be aware of anything that has certain restrictions.

Thanks for your generosity and help @Jerry PuckettI have colleagues in my area who use a program called Top Producer - anyone here know about this?

We all need to do what is common for our area as mush as we can as getting away from the usual process can really rock the boat.

This can increase depending on the amount of live sand and rock added, although the more rock, the less water...but as a general rule, you can use the above equation for weight.This can be a concern for landlords if tenants say they have aquariums.