Does anyone have experience with this and know one way or the other?

This is a great place to learn and to connect with people so take advantage of all the great resources.

Probably go with just an umbrella insurance policy.

I've seen where people add so many loan extensions with optional payment.Say 1k gives you a 1 or 2 year extension and this can be done 4 or so times.This agreement could be changed so many ways to make it work.You could offer a higher interest rate after 7 years to extend to 15 years.

Between growing our business into one of the largest STR management companies in South Jersey, building our personal portfolio, and starting a family, my time for forums and reading on platforms like BiggerPockets fell by the wayside.But I’m ready to get back into it—sharing, learning, and connecting with this amazing community.

I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.Is there anything to think about if I apply to the HELOC solo?

Hi @Zach Harden,I'm an investor/agent in CT and part of #1 Listing Team in CT, and we cover all CT.Let me know if you have time to connect and see how we can help you with your real estate needs.

Between growing our business into one of the largest STR management companies in South Jersey, building our personal portfolio, and starting a family, my time for forums and reading on platforms like BiggerPockets fell by the wayside.But I’m ready to get back into it—sharing, learning, and connecting with this amazing community.

Highlight nearby conveniences and any neighborhood growth to attract interest.Focus on framing the size as a bonus that buyers get more space and value for their money compared to smaller homes.

I would be comfortable to some degree as this would just be a saving plan of sorts.