A secured note is not a complicated process.

If there are complications, then the sky is the limit. 

(Count 1) Regarding the "paid off" loan... completely possible it was part of a refinance in 2016 (Count 2) and shorted on the payoff, resulting eventually in unnecessary insurance and taxes being advanced (Count 3), driving the balance up, and eventually leading to the foreclosure.The rest of my post [in the wrong thread] is about following through on a title insurance claim and letting the insurer pay for the defense.

He's a former business partner and has handled some really complicated deals for me.  

It seems more complicated than the suburbs like Naperville.I am from Naperville, and is it a better idea of investing in Naperville even though a bit far to take care of the property if I buy in the area?

The only thing that'll change is, after you get it tested and confirm its presence, you'll now have to start disclosing it to the current and future tenants which is just going to cause them unnecessary concern. 

It looks like some of your decisions are adding unnecessary risks to investing, specificallyRenting the unit $300 under market Not factoring capital or repairs into cash flow (you aren't really "making" $250 per month) and not having a war chest to deal with issues that can (probably will) ariseIf the property is now worth $290K (have an appraisal done) you can refi to 75% LTV on the present value (or $217,500) If you can get a HELOC on the increase in equity, you can use it to pay off your original down payment ($10k based on your numbers) and rehab costs ($40k) and keep the remainder available to handle repairs and capital improvements if needed.  

It's all very complicated and I would say ask you attorney, or an evictions specialist in your area, to be sure.

Is my mortgage broker not going to the extra mile or are our situation a complicated one ?

This has been a big, complicated tax mess we’ve had to deal with.