Most of these folks are of the working poor class and situated in large metro areas from New York to Atlanta, where the cost of living, including shelter, food, and fuel, has skyrocketed."

I work full-time as a server/food runner, and I am pursuing my Mathematics bachelor's degree at NJIT.

Boost your diet with immune foods: berries, fish, lots of variety of vegetables.

your time is valuable too.but, i would not presume to tell someone in this situation what to do, or how much to settle forjust food for thought

Well, since you delegate dishwashing to your dishwasher, clothes washing to your clothes washer, feather waving to your air conditioner, transportation to your car, hauling ice to your refrigerator, cutting your lawn to your gardener, growing your food to your grocery store, shearing your sheep & weaving your clothes to the clothing store, and so on, it seems to me that you don’t have anything to do with your time already. 

If you were in Phoenix, you'd take me to my favorite local Mexican Food place and I'd show you how it works.

Thank you plenty for the gem it's great food for thought I have a new angle added when it comes to investing.

That time my brother has been living with me for 5 year already, he paid nothing except his own food.

And more food for thought...."

Just food for thought.