As for what I have to offer, I'd say: experience, capital, an incredible work ethic, time to devote and enthusiasm for the sector. 

Always a shortageRising populations in sectors such as Immigration, Millenials and Baby Boomer generations suggest ever-increasing demand in future.Reliable secure returns when purchased/managed correctly.Easy to understand fundamentals.Value-add options are easy to implement.Economies of scale = 1 roof, expenses can be shared among tenants and savings made.Multiple sources of income = Decreased risk in case of vacancy due to multiple tenants paying.

Right now, it's still mostly service sector jobs that are suffering, which isn't the bulk of the buyer pool. 

By the way these institutional investors will be paying retail for these assets because cash flow is king and the largest payer in the world will be printing loads of money for housing and that player is the US GOVERNMENT!

I have been doing commercial deals for so long that I couldn't even tell you what's currently available to newbies in the commercial sector.

So you think because of one 5-unit luxury condo (a sector that was already being hammered pre-covid), everyone else is selling at 50% discount. 

It wouldn’t have to go through a booking platform, you could request a rental agreement, security deposit, and government identification prior to check in.

Between us both still working full time, our 401ks, my 2 pensions, a primary residence 4 years away from paid off, social security, wife’s government pension, her 401, & working full time, with kids out of college & college paid off, we have mutual desire for owning lakefront log cabin.

So much so that I'll bet if you ran a scenario and compared cost of incurring full tax on your sale vs savings from pay off of debt that you're almost a wash.The only counter point would be that our government has such a rich history of rewarding bad behavior when done by large groups of voting constituents that it would be a crying shame for you to be responsible and pay off your debt only to have the govt institute a large scale forgiveness policy.   

My concerns are the followingMyself being employed by Mortgage companies that are involved in fraudulent business transaction, and the lack of the required documentation to approve some mortgage program, As for my interest I have been actively researching how to get involved in real estate transactions since I was 16 years old and I figured through my experience that some of the best ways to get involved in the real estate industry is to learn how mortgages are finance along with varies kinds of bonds issued by federal state or local government such as small corporation.