The wrapping itself doesn't degrade, it offers no clues or warnings about what's happening unless you look very closely.With typical modern double-sash vinyl replacement windows, maintenance on wooden exterior window trim goes from being difficult to routine -- you take out the sashes from the inside and work on the wood.

My question is this; will it be more difficult to sell and will sale price be discounted (or should it for that matter)???

In my experience these programs can be helpful but it is certainly difficult for refugees to adjust our expectations. 

Most people have only tried to borrow from A Bank is typically where most try to borrow and it can be difficult for many to borrow from regardless of their ability to pay the loan. 

Obviously, they could say no.What I like to do, is after making payments to the seller for 6-24 months, approach them and ask if they would be willing to discount my loan balance if I pay them off early.

Many agents start as part time, and if you have the network, it won't be difficult to sell 1-2 homes every few months or refer it out. 

Common sense tells me that getting approved for 3rd mortgage when I want to buy a place for myself will be difficult, but maybe investment properties are viewed differently? 

Sam you will find it very difficult to finance these small communities.

for refinancing. could the seller leave the balance / shortfall in the deal?

@Starr Munoz Yes as @Will Pritchett said (good name by the way) it s very difficult on the MLS right now.