From a purely buying & living perspective, would love to hear your thoughts on what areas in West side are best value...

Also, when it comes to students, the contracts have to be written in such a constraining manner (purely to protect your investment), that it can become a little unattractive to the decent tenant. 

Most the numbers you see on paper are pure speculation.

Alan,you're not going to keep them,pure and simple.You're going to raise their rents significantly and deny them their desire to smoke in their homes so,they're going to leave.Tell them now exactly what they are facing in October and expect them to squawk like chickens.Then offer them an early out of there lease in 60 days or more and hope they take it without further griping so you can get some full paying tenants in those units.Clean them up nice,do your upgrades and repairs,and get ready for the search for new tenants.If your units are truly worth 750 a month,go get it boy!!!!

A couple of ways to to help stem sound you have high ceilings you can drop the ceiling and insulate and install new drywall,also pure gypcrete on second floor it used for sound proofing in new apartment complexes you can install a glue down wood floor system it will cost alittle but will make a good difference

Now, he had the best possible outcome, his ins co happened to have a $50k mold claim coverage included and they covered ALL legal fees and case was dismissed with prejudice, since it was so obviously BS.Yet, I had to watch my brother go through about a year of often pure hell, since as this unfolded, he had no clue if he'd lose and who knows, when you're talking about things like a baby born with a deformed you know what (later conclusively proven to be a totally unrelated birth defect!)

What do you think about pure land lots?

This third cottage unit would be pure bonus.

—The term ‘mortgage originator’— ‘‘(A) means any person who, for direct or indirect compensation or gain, or in the expectation of direct or indirect compensation or gain— ‘‘(i) takes a residential mortgage loan application; ‘‘(ii) assists a consumer in obtaining or applying to obtain a residential mortgage loan; or ‘‘(iii) offers or negotiates terms of a residential mortgage loan; ‘‘(B) includes any person who represents to the public, through advertising or other means of communicating or providing information (including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items), that such person can or will provide any of the services or perform any of the activities described in subparagraph (A); ‘‘(C) does not include any person who is (i) not otherwise described in subparagraph (A) or (B) and who performs purely administrative or clerical tasks on behalf of a person who is described in any such subparagraph, or (ii) an employee of a retailer of manufactured homes who is not described in clause (i) or (iii) of subparagraph (A) and who does not advise a consumer on loan terms (including rates, fees, and other costs); ‘‘(D) does not include a person or entity that only performs real estate brokerage activities and is licensed or registered in accordance with applicable State law, unless such person or entity is compensated by a lender,a mortgage broker, or other mortgage originator or by any agent of such lender, mortgage broker, or other mortgage originator; ‘‘(E) does not include, with respect to a residential mortgage loan, a person, estate, or trust that provides mortgage financing for the sale of 3 properties in any 12-month period to purchasers of such properties, each of which is owned by such person, estate, or trust and serves as security for the loan, provided that such loan— ‘‘(i) is not made by a person, estate, or trust that has constructed, or acted as a contractor for the construction of, a residence on the property in the ordinary course of business of such person, estate, or trust; ‘‘(ii) is fully amortizing; VerDate Nov 24 2008 22:28 Sep 03, 2010 Jkt 089139 PO 00203 Frm 00763 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL203.111 PUBL203anorris on DSK5R6SHH1PROD with PUBLIC LAWS 5 124 STAT. 2138 PUBLIC LAW 111–203—JULY 21, 2010 ‘‘(iii) is with respect to a sale for which the seller determines in good faith and documents that the buyer has a reasonable ability to repay the loan; ‘‘(iv) has a fixed rate or an adjustable rate that is adjustable after 5 or more years, subject to reasonable annual and lifetime limitations on interest rate increases; and ‘‘(v) meets any other criteria the Board may prescribe; ‘‘(F) does not include the creditor (except the creditor in a table-funded transaction) under paragraph (1), (2),or (4) of section 129B(c); and ‘‘(G) does not include a servicer or servicer employees, agents and contractors, including but not limited to those who offer or negotiate terms of a residential mortgage loan for purposes of renegotiating, modifying, replacing and subordinating principal of existing mortgages where borrowers are behind in their payments, in default or have a reasonable likelihood of being in default or falling behind. ‘‘(3) NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.

I did once live in Jacksonville, for a short time, when I was an infant, but that is purely coincidence (if you believe in coincidence, which I don't).