If you are scared of losing everything and that everything is the 16k entry plus closing costs, it's not worth it on subject-to which has to be done correct and requires a lot of management to make sure their loan does not get called.

They may be able to help with a business loan 

Loans from the FHA, online investment groups, middlemen, rent-to-buy deals, ready-to-rent homes, and borrowing from private lenders can cost less at the start, grow in value, and give you a steady flow of money.

My question is, can I use one of the separate parcels as collateral for a construction loan to build a multifamily on it (of course adhering to zoning regulations)?

If you are putting in 50% of the purchase money, guaranteeing the rehab loan alone, and doing all the work, it does not seem fair to you that your investor takes 50% of the profit.Though there are lenders that specialize in second-position rehab loans, most who make these will expect to be in first position.

Literally he had to call in help because he wasted hours trying to figure out hot to install a deadbolt on the new doors, forgot to take the right measurements, had to go back twice, raised his price a little on the job, and I could go on and on.

Mine are 5% of loan balance if prepaid within 1 year, 3% within 2 years, 1% within 3 years. 

I dont list property I loan money to those that buy these properties and so I see the closing hud and what the brokers charge.. 

But wanted to hear your opinions.Just bought a washer from the Home Depot, they came and said the pipe is rusted, so they would not install the washer, even though I paid them for the installation.

Heloc I think we could get $175k, maybe DSCR, I am a veteran with service connection disability rating 40% but with my mortgage and car loan not sure I could make debt to income work.