By default, the Mortgagee is both the one that lends and the one that has an insurable interest and therefor both descriptions pertain to “Mortgagee”.Which is preferred: Traditional Banks always only require they be listed as the Mortgagee whereas Hard Money and or Private Money; it’s 50/50.Now, you’re probably wondering in what instance would someone be listed as a Loss Payee but not Mortgagee- well, let’s say someone lends the property owner money in a non-traditional fashion - we can chat more about this later -whether it be for the property or for something else, doesn’t matter, and the borrower uses the property as collateral.

Listings remaining for a year or more with significant discounts.

List is not exhaustive but a very good one.

In Houston, I've been able to get done on the MLS way below list.

.- Look for stale listings of cheap vacant lots that tend to fit that criteria. - Buy a bunch of them. - Lose out on most (now you're stuck with that vacant lot that, if you go sell it, will be a stale listing with little/no interest), win on a few, and hopefully the wins offset those losses. 

There are also very few houses on the market and the ones that get listed usually move pretty quick.

Just keep working on your listing 

We have a lakehouse that we're considering listing as an STR part time.

I can send you a list of pms and contractors in columbus!

Your initial post said it was listed on Zillow . . . your second one said it was not listed . . . that makes a difference.