I think if you take a HELOC that would count against your Debt to Income ratio and might affect your borrowing capability.

In most states you can even hire assistants to help you.

I'm a wholesaler, and as the title suggests, I want to become a Real Estate Agent's "assistant" so that I'm allowed access to the MLS.

In fact my assistant found the website selling the exact one for $35. 

If I borrow 700k (550k for purchase, and 150k for rehab) at 25% down, that's 175k, and that leaves enough for closing costs.

Please reach out if I can ever be of assistance.

Do we now play the waiting game and let the combination of equity growth and likely appreciation do their thing until we're in a position to borrow again?

As a lender you can gouge a borrower. 

If so, I can assist...

Wood of TJW Properties, LLC.Still looked generally legit, except that I noticed that the Borrower was required make a deposit of 4 points (in this case, $5600) for the lender to “initiate the due diligence process.”