@Mike Landry I have a few different businesses and do some consulting periodically, so some months I use some of the $10k for personal expenses, and some months it's not necessary.  

If there is something in your coverage you don't understand, consult your agent.

I called a professional mold remediation company to get their free consultation.  

If it is a specialized neighborhood, they might consult with the top agent in the area, and give them the listing if they are really good. 

I do understand and want to say for other newbies that skipping a consultation with your lawyer is of course not an option.

I am also looking for a good real estate attorney, separate from the title company, who I can consult regarding purchase and assignment contracts.

Consult with your agent on where to make the starting offer.  

Yes, you should increase your vacancy and repair numbers, but I would consult with the PM and ask him what is appropriate 

I recommend a roof consultant be involved with your asset to obtain a current condition report and they will usually work with any reputable contractor to be sure that the adjuster is giving you what you should be getting on the repair/replacement of your roof.

Do you have any recommendations for a good GA real estate attorney who charges a fair consultation and contract review fee?