How in Gods green earth are New York investors surviving out there with taxes the way the way?

Target==> parents with toddlers, Product: Strollers)

I graduated with my bachelor degree in Energy Technology Management in hopes of developing green housing. i have had a hard time of achieving this plan and my career. 

Good luck, look forward to seeing the finished product!

The demand for the product is there.

I would never use them for another loan product.

Also most deals with higher COC that I come across are lower quality products. 

The 203k is a great option if you are going to be living there and while what @Travis Sperr said is true about the loan amount it sounds more like the banker just doesn't have the product in his arsenal.  

This is what makes it a portfolio product.  

If you can put down 10k, consider a dIfferent loan product.3.