If she is trying to weight her "position" to sway you then she is in violation of virtually any HOA CCRs and bylaws.

I was apart of building my family’s house about a decade ago, though that was sometime I still remember laying rock for the foundation, helping with the plumbing, wiring the outlets and light switches, putting up the Tyvek and putting in the insulation.Please message me if your interested!

Your expenses are 15% light.

I pay approx 1/2 that rate for my rentals.The others are correct though, you factored light for repairs and missed Cap ex and vacancy.

Planning on having the whole exterior done next but will be paying to get it done and will be changing the colors from light beige and white to grays.

I would paint the outside in a light color and install contrasting window shutters.

I'd weight other waterfront comps more heavily than non waterfront.

If you arrive after dark, the porch lights should be on as they have dusk to dawn sensors on them.3.

Assume ($150,000) in rock roads/parking, electric, security system and fences.  150 is really light, we have 100 on a square 2 acres. 

They had all the lights off and had blankets covering all of the bed rooms.