A 27 year history of on time rent payments carries more weight compared to  $3900 over a 12 month period. 

Scott:  I should have expected @Brandon Turner would have chosen to display the back of the shirt above.For your next item, might I suggest a light-weight, water resistant, wind-shirt (pull-over w/ 1/3 zip or a full zip), which folds-up in it's own "Bigger Pocket" for storage and hangs off your pack/belt/whatever, when you are not wearing it.I promise I'll use it when I running an ultra out your way ...

Our standard lease forms do not carry the same weight for security deposits vice the regular rent payments (that is to say there is no language in the lease template for failure to pay the deposit when it is presumed paid already).

You can file complaints with HUD or other alphabet agencies but since your just an outsider your complaints will have little weight.  3. you probably not really understanding what happened here..

@Alex R.My first suggestion would be to place less weight on the credit score and learn to read a credit history.  

@Trevor Dominique it sounds like what she is most worried about is that she can’t let her dog run around with the new baby in the house and it will be much harder for her.You might be able to address that fear by getting an electronic fence, the kind that trains the dog to not go beyond the flags.That should be a lot cheaper and allow you to come up with a more gradual solution for the fence.

The only time I had any consistent luck in TX was back in the '80s there were so many (500+ per week) in Harris county that the weight of the postings pulled the bulletin board off the courthouse wall!!!

When we live in a place, and things gradually degrade, we don't really notice.

The relative weight of price and terms are dictated by a purchaser's objective.

It matters when seeking financing.The blog might be made to justify selling a larger loan, LOL, I agree with Minh.Your return is really more to the weighted average of cash and financed amounts, so the OP's simplified allocation is not correct.There's an old saying, "figures lie and liars figure". :)