You mentioned that your tenants reported previous backups, so they can argue that the issue was existing before.

Concerning your mention of a quitclaim deed potentially triggering the "due-on-sale clause" and the resulting need to refinance at higher rates, exploring alternative options is key.

@William Hutchmaybe start with a live in flip a bit away from the cityi would not partner with multiple people on your very first one - that seems like a disaster waiting to happenhigh rates are just where the market is right now

Not to mention, you have to ask each listing for it since it will no longer allowed to be shown on the public listing.

I'm in the process of splitting the utilities in my first house but having issues getting electrical Parts but should be coming soon .should I wait for the utilities to be split in my first house before I buy my second property?

I know that's above your range, but you mention self-employment and struggling to qualify for loans.

@Joseph O'Sullivan, Yeah, the 1031 exchange is completely flexible anywhere in the 50 US states and those territories that @Bill Brandt mentioned. 

As @Russell Brazil mentioned, the easist way it to make the basement continous with one of the other units -- removed a lock from a door.Good luck.

I am excited to be here and I can't wait to start calling myself a "Real Estate Rookie"!

You also mentioned the BP books.