I am going to fill out the application at bloomfield bank and see if they are more interested.Anybody in the Indianapolis area have any other commercial/portfolio lenders, that aren't strangled by the fannie/freddie 10 requirement?

You'll see this forum is filled with great people with lots of experience.

I would fill out a mortgage 1003 application which is the federal mortgage application, and go to a Mortgage Broker and see where you're at as far as debt to income ratio et al 

Does anyone have their tenants pay rent using a pre filled out deposit slip at the the bank?

<--I write all this down so if they do fill out the app I can see if it is the same.4)I prefer to have a tight schedule based on appointments, 20 min windows.

This would be the year they changed CPA because the CPA did not fill the tax forms and filed multiple extension because the CPA did not have enough time to do them.

Properties in that price range are very hard to fill.

I also communicated with the PM about other things (filling the vacancy, another tenant's security deposit, and other matters).

Hard money loans serve a great purpose and fill a BIG void for investors but for what you are describing it sounds like you should be able to do a conventional loan.  

The research I did on it you cant just fill it in, I believe you have to either demolish and clear all the pool away, or jack hammer holes all along the bottom and then fill it in.If anyone has any experience on this matter it would help me out a lot