Hard money in Texas - let's compare!

[Sandrine Rangeon]

Hi, I'm new to the world of hard money, and I feel like the offers I'm getting aren't that great at all.

What kind of interest rate and points are you all getting?

This is for an investment property in Austin, TX, free and clear, and rented on airbnb. The money will be to finance my next deal and/or build an accessory dwelling unit in the backyard, which would also be a rental.

And if you have any contacts for hard money lenders, I'm interested! 

Thanks