If that fails, the backup plan would be to place a 2m rider umbrella on each policy per property.  

Sec. 207a.(1) ...A certificate of good standing issued to a domestic limited liability company shall state that it has been validly organized as a domestic limited liability company, that it is validly in existence under the laws of this state, and that it has satisfied its annual filing obligations.(2) If a domestic limited liability company or a foreign limited liability company authorized to transact business in this state fails to file an annual statement required by section 207 for 2 consecutive years, the administrator shall notify the company of the consequences of the failure to file under subsection (3).(3) If a limited liability company does not file all annual statements it has failed to file, and the applicable fees, within 60 days after the administrator's notice under subsection (2) is sent, the limited liability company is not in good standing."

If my first one failed, my real estate career would be over before it started. 

Failing to do so gives the renter a right to sue you for rent and damages.  

Hasn't failed me yet.  

I may be failing to see the actual specifics of the neighborhoods or something. 

In my prior life we often said "if you can't quantify and measure it", then how will you know if you are failing or succeeding? 

Worst case is that you make a total mess of it all, and learn from it for the next call which comes in.It's all about taking action Pete, and you're over the first hurdle where a lot of newbies fail to even get to the gate!

If that fails, one letter from a seasoned attorney should do the trick. 

In the event they fail to meet the standards outlined in the contract.