I am just concerned with the condition of my property after someone who does not have the ability to pay is booted out by the sheriff.

He also now has the ability to walk away from a full time job and not look back at all.

Irish law demands you have 36 months of pre-mortgage savings for a first time mortgage which must demonstrate an ability to save 125% of monthly repayments (For a 600 month mortgage, I must save 800 a month for 36 months).

I have the mindset that if I invest in myself I can make any program work because I believe in my ability.

I have great resources available to me, so at this point, I'd renovate as much as possible by myself, within my abilities of course.  

I live at home with my parents and would like to be moving out in the not so distant future, but I do enjoy my parents and the ability to save around 50% of my income every month. 

In some states a RMLO (residential mortgage loan originator) should be used to qualify the tenant's ability to pay.

Follow ups are key as the average person takes 3-5 touches before picking up the phone to respond.When you're getting started and planning out your campaign, there are two things that you should ask yourself that will help you determine your mailing quantity:1) Your budget2) Your ability to handle the callsIt might help you answer these questions if you had an idea on what to expect in respect to the response rates.

I believe space can be leased up with active management with the ability to cash flow TIs and LC to get to 90% occupancy.  

Send them your personal financial statement to show you have the ability to buy.