Point too is that most RE types are not going to be qualified to vet qualified investors, if they error it's on them, if their CPA or attorney accepts that liability, you have two legs to stand on.My only other concern is that while these special rules flew threw under a jobs umbrella, RE investments are not real job makers, at least to the extent intended initially.

Make them buy $300k limit and a $1m umbrella.

Both a landlord and an umbrella policy are recommended.

Your easiest route is probably to get high limit dwelling fire policy with an umbrella.

For your annual $865 LLC fees you can buy a $4-5m umbrella.

But they will probably only be able to get like $100K of coverage - if you want more, then they will have to get umbrella, or you will have to shop for your own policy.The "vicious" breeds are no fun to have in a rental ...

If you get a policy with enough liability coverage, you can avoid the expense of an umbrella policy.

As you obtain other properties, you could look into an umbrella and general liability policy.

I have a personal umbrella insurance policy.We've been fortunate to have everyone pay.When the market comes back (7-10 years they're saying), I am getting the hell out cuz I know this is not a profitable way to go...I'm just trying to minimize my losses & take care of my family.

My agent is currently saying to push my homeowners insurance liability up to $500k and add a $1m umbrella.