Landlord Insurance Question

[Steve Maye]

I have moved and bought a new home. I am going to be renting my previous home out. I need insurance. I have homeowners on my new home, so I called them about insuring the rental property. They are offering something that appears to be an extension of my homeowners policy to cover the rental. A Dwelling Fire Quote. The price seems high to me. It is about 25% higher than what I paid for homeowners on it when I lived in it.

In trying to find the best solution I have read on the internet about other ways to insure rentals and have come up with a Landlord Policy. Now I am really confused.

I just want to cover the home and cover my liability in the event someone gets hurt and tries to sue me. Does anyone have some pointers for a first time landlord?