Any other possitive factors  - stable tenant base  - alarm systems  - regular checks on the property  - no pets  - Lead safe certification  - newer roof, plumbing, electric, etc..Anything to balance off the lossesBe prepared that it may end up in a non-standard (surplus lines) market for a couple of years.If you did not have flood coverage before, see if they will continue the current policy if you get Flood coverage and increase the property coverage deductible. 

Ensuring you are financially stable and creditworthy will make your future transactions smoother.

Albuquerque's rental and resale market, historically speaking, is very stable and the market moves at a healthy pace.

I know some experts on here expect a correction at some point, but with rental rates being near all-time highs, I think this makes the midwest extremely viable right now.Also, if you want to thing long, long term, check out some articles about climate refugee cities in the midwest and how they think they will be major factors as climate change gets worse and people start to leave areas negatively affected by climate change for a more stable climate.Truth!!

Investing in newer homes could provide you with peace of mind and stable returns.

Things are holding stable in the region and it continues to grow and appreciate in value.

Rents are stable but your not gaining a ton of appreciation and areas in the same zip code can be drastically different prices. 

The warping or buckling could also be caused by not maintaining the proper expansion gap along the perimeter walls.I would recommend using a more stable product which is probably a bit more expensive.

The prices are improving for the buyers as the market transitions to a more stable / normal market. 

Another very dumb regulation is if someone switch jobs internally inside company, these circumstances makes them as they have no W2 as lender wants last two years with stable position.So again, here Credit union lender can give conventional rate that's very enticing by giving exception.