I'm hoping to get the communities opinion on selling securities (Stocks, Index Fund, ETFs) to make a down payment.

The Bright MLS | T3 Home Demand Index remained at 111, reflecting a Moderate level of buyer interest.

There are other players and it is an extremely active market, so research a lot and stay up to date on users' forum to get the latest information.For maximum overfunded permanent life insurance, I personally prefer Index Universal Life insurance as, on the long run, they will provide higher return than Whole Life insurance, but may, in the short term, have more volatility.

It is what section 8 uses and even if you aren't marketing to that population it is a consistent index. 

Just like when the indexes went down lenders started increasing their spreads.

Do any of you folks park your cash in Index Funds to try an maximize any gains? 

For years, we thought that we were doing well in our financial planning because we put all of our retirement money into a high-yield S&P-500 index fund and got a better rate of return than "normal" people who didn't even look at their money.

When It closes I would like to pull some equity out of it and put it into a safe index fund to back the property incase all goes wrong.

Individuals will owe the tax if they have Net Investment Income and also have modified adjusted gross income over the following thresholds:Filing StatusThreshold AmountMarried filing jointly$250,000Married filing separately$125,000Single$200,000Head of household (with qualifying person)$200,000Qualifying widow(er) with dependent child$250,000Taxpayers should be aware that these threshold amounts are not indexed for inflation.If you are an individual who is exempt from Medicare taxes, you still may be subject to the Net Investment Income Tax if you have Net Investment Income and also have modified adjusted gross income over the applicable thresholds.NII consists of the sum of three categories of income reduced by any properly allocable deductions for each [Reg. 1.1411-4(a)].

This is what’s happening in the greater Nashville area according to Freddie Mac’s Home Price Index (FMHPI) report:Average home prices from 2021-2022 increased 22%Average home prices in the last 5 years increased 67.4%Average rents have increased in Nashville 10% year over year.