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Updated over 3 years ago on . Most recent reply
![Kwame Essieh's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/853470/1694898923-avatar-kwamee.jpg?twic=v1/output=image/cover=128x128&v=2)
Selling Stocks for Down Payment
I'm hoping to get the communities opinion on selling securities (Stocks, Index Fund, ETFs) to make a down payment. I've always been a buy and hold investor and the thought of selling my assets to make a down payment paralyzes me. It would reduce the diversification in my portfolio by a lot.
In the past I've been able to use heloc or refinance money to cover down payments but that isn't the case at the moment. should I try to save up for a down payment or risk my assets to make a down payment.
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![Ashley Cross's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1694098/1654087074-avatar-ashleyc200.jpg?twic=v1/output=image/crop=1080x1080@0x33/cover=128x128&v=2)
I've been in the same space and I totally understand. You really just have to compare the ROI for each investment. In most cases, it'll always be real estate. I was a licensed investment advisor so its hard to not follow the diversification rule. You can always diversify within real estate.