Financed the rehab with zero percent interest credit card How did you add value to the deal?

They have study guides, practice exams, flash cards, and much more.

He does have an ITIN number, recently opened up an Amex card in the States to start building credit history, and has an LLC and a US address.

They have excellent payment history, and their credit can be explained with a history of opening several credit cards and a brief period during covid with a few missed payments.  

Some lenders can do foreign nationals, but most are able to lend to green cards and most visa-type holders.

Ask if they take debit cards and credit cards or must you write a check, The way I am comfortable with paying is payment for the job x amount, payment for the decorations according to a gross budget for everything, as they are purchased vs giving a pool of money to draw from.

There is a reason credit card rates are 20-30%... 

I got my bill for my house in Lake Oswego from Safeco which I had had for years and it was always around 2k to 2.3 k  i get the bill its 6k.. i call my agent and told him no way.. and he hunted around and found me something maybe 500 cheaper .. so I thought I have a aaa card I know they sell insurance and are reputable.. walk in there 1800 bucks done and I have full  basement ( which is rare on a new home in Oregon) and they gave me a much higher insurance amount if my sump pump fails.. bottom line shop.u

Work out a payment plan, put it in on a credit card, but get the thing replaced! 

I think it really comes down to what you are comfortable with but I don't think background check, credit card check, etc on top of a signed lease (and even small security deposit) is unreasonable for an MTR.