With the average apartment in my area ranging from about $1600 and up, having a mortgage rate between $1200-$1400 (again, rough numbers the lender provided me with) doesn't sound too bad considering my money would be going towards my investment and not just right out the window.Now all this sounds very intriguing considering I am ready and willing to take these steps, but with where I am at as an hourly wage employee living paycheck to paycheck, in a VERY expensive town to live in, the numbers just seem quite daunting.

In say Oklahoma, Texas and North Carolina real estate licensees (and by extension their employees) owe confidentiality to all parties.

What kinds of employees will be hired? 

(I'm a full-time real estate agent and my husband is a W2 employee).Our two kids will graduate from college in May 2025, and we will have about $290K in parent loans for them that we would like to pay off.

The benefit here is coming out of a recession will allow you the pick of the litter for staffing since most companies would have laid off some pretty good employees during a recession.

If you're not a W-2 employee or have additional income you can try an alternative income verification such as bank statement deposit averages or asset depletion (if you have significant reserves or assets.) 

Talk to the expert @Dave Foster if you need further clarification  

@Dave Foster Thank you for the advice, I really appreciate it!!

I imagine a situation where you rent an expensive piece of machinery, and then their employee damages it, and now your left trying to collect from their insurance while being on the hook with the rental company.  

Both me and my spouse are salaried employees with W2 incomes.Based on the above numbers, what will be the basis for rental depreciation?