The building for sale is exactly like mine so I’m familiar with many of the standard cost (insurance, taxes, hoa, general repair cost).The seller list in his remarks that it has a 9.2% cap a couple different times.First off, the auto generated cap rate from the MLS doesn’t even list that, it lists 7.64 based off the numbers entered into the listing.As far as the numbers entered:The income ($33,060) minus expenses ($8,965) does not even equal the posted $21,000 NOI.

Get on some auto-email lists with realtors in your desired areas.

Have the realtors send you listings, put you on their auto distribution. 

And... it auto updates each month when the county puts out new data! 

And... it auto updates each month when the county puts out new data!

I'll put you on the MLS auto campaign, that is the most work i'll do.2.

Progressive gave me a decent quote on the house with the auto bundle. 

I’ve had an auto mls search set up there from years and still see lots of potential.

I'm only nearly 5 mos in on my venture but we need to carry the following for our residential care (assisted living)  licensed for 41 beds - but we can hold 36 beds in our current configurationGeneral Liability (We buy through an independent broker - basically covers medical malpractice, any slip/falls etc)Workers CompAnd even though you arent interested - Non owned auto insurance in case staff use their own vehicles to run an errand etc, building insurance for wind/hail etc inc general property liabilityAll of this runs around $33k to 36k a year for us - thats before health insurance for us etc - Work Comp is the most expensive part of that mix.Your best bet is likely not to find the coverage by calling yourself - you'll just waste your time - find a broker that can sell you this insurance - as far as limits - some of the limits are state mandated and will be in the regulations. 

I opened a separate account that had the funds to pay it off preload and set on auto pay so that each month payments where made without me touching it.