Greetings all, I’ve been working in software project management for last 8+ years developing mobile and desktop applications for the financial industry.  

Any software you use, any app, or add-on you use - will require you to change the way you think and apply.Agree there is no automation with online, but with QuickBooks desktop there is.

@Pete Bhairgond, Go to the search box at the top right of the desktop page.

Anyways, this system seems to be a bit more mobile friendly, so if we can keep the trouble calls down to 1-2 per year it is worth it.I bought QB2016 Pro- the desktop version.  

There are local lenders (a credit union) that performed a drive by assessment, and used desktop underwriting.  

I'm not interested in solely "the best rate" but I'm interested in HELOCs with good features.For example, some banks/credit unions/etc do 90-95% CLTV HELOCS with a desktop/automated appraisal. 

About $30 for a desktop opinion by a realtor/broker.About $250-$300 for an appraisal/BPO which involve physically driving and sometimes entering properties.

I thought of going to desktop, but if I did I would like to host it somehow.

Desktop appraisal. $1.3M  Purchase price $980K (making you want to question one of those numbers doesn't it?

The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.