-I can't afford to take a loss for 3-5 years in hopes of reward at this stage in my investing career.

@David Rodriguez  MTR is about location for health travelers and you also have a healthy  population of snowbirds in Phoenix. 

Additionally, some landlords are still waiting on over $5,000 in payments from the program.This market is right in my backyard, and it seems like a good place to start, as I can afford to buy homes in the $65,000–$80,000 range and am familiar with the area.

@Emmanuel RugambaChicago is a great market for house hacking because of its affordable 2-4 unit properties, strong tenant demand, and diverse neighborhoods.

You would want to look at the Texas Health and Human Services Commission website.

@Hsin-I Hsu  It depends on your long term goals, risk tolerance and earning potential.A couple of bay area sayings:   Any time you can afford to buy real estate you should.  

Then you wind up with units in your park that default on lot rent and cannot afford to move the trailer. 

I am interested in MTR for my properties in Akron, OH as one is walking distance to Summa Health Systems Hospital there and the other is a 15 minute drive.

Lets start with when it does not make sense: Owner finance does not make sense when the borrower cannot afford the property. 

Adding value and sweat equity to the homes we occupied was the only way we could afford the bigger properties we needed.