You could take the money you're using to prepay the mortgage and buy other financial instruments with greater liquidity and higher yields.  

My current profession is a software consultant with backgrounds in Physic and Music Business.This past year I've kicked my ambition into overdrive and decided to start improving my quality of living.

Alabama uses an instrument called a mortgage, but it legally transfers title immediately to the lender.

Your personal guarantee of that debt instrument in a transaction where the IRA has involvement would be very risky.Our firm's approach to such JV transactions is one of caution.  

It was musical tenants for awhile. 

The BP forums alone have been instrumental in answering most of my questions, however I feel like I've gotten to a point where I need to start asking for answers rather than searching for them.

If you have a title company that is investor-focused (or supportive), and owned by an attorney (or at least has good relationships with a law office) then you should have a helpful guide to generate the debt instruments needed. 

Each state has its own terminology, but recording a release, termination or reconveyance of the mortgage instrument should be effective.  

Hi all,I'm trying to dive into real estate wholesaling and would like to learn how to develop the instrumental skill of estimating rehab costs.

We absolutely love Fort Collins as a smaller city with huge amenities (easy outdoors access, great infrastructure, thriving Old Town district, college town, hopping music scene, etc.).