Do not waste money on material things.

@Jaron Walling you can take a loan of up to 50k against your 401k and you have to pay it back within 5 years at 1-2 points above prime lending rate.

The biggest pro in my opinion is you are responsible for the walls in and the HOA is responsible for the walls out.

Their website, communication, and online portals are usually garbage, and when I have 40 documents to submit each closing, it drives me up a wall to send 100 emails back and forth.

Also a concrete wall will need to be removed from the 2nd story balcony.  

Bath and paint at the same time, I would like to cover up the popcorn ceilings throughout and give it a nice fresh coat of paint so first ceiling sheetrock, then ceiling paint, than wall paint, should trim and door frames come before wall paint?

If it is free, you will get all the unqualified people applying and you will waste tons of time and money.

If they can’t find either, why would they waste any resources on the case?

My home is that even if it isn't the absolute lowest price the cost savings from lowering my waste from job to job will make up for it. 1) Does this make since? 

I probably wouldn't suggest this for larger rehab budgets or something where you are likely to run into more issues (opening walls, floors, structural changes, etc).Overall though, I'd say be patient to see if you can to stack more cash reserves prior to your rehab.