You have control and choice over your own decisions.

Lots of other choices more southeast and lots of stuff north of Boston too. 

Great choice for renters, because a single damaged plank can be removed and replaced without affecting the entire floor.  

@Victoria Silva Conventional Financing has very low rates as well with traditional banks.

In order to bring people  (who were all some form of Pagan at the time)  into the Church the early Catholics used a lot of incorporating:  re-working old Pagan traditions into something "Catholic" (which means 'universal' in the original Greek)  to entice people to convert more readily.Although in the case of the Pagan sacred number 13 the tactic was to discredit it instead:  13 became spoken of as "unlucky" and associated with death and bad things in general.It is no accident that Christian holidays all occur on the dates or previous Pagan holidays:  Christmas in on the Winter Soltice, Easter at the Spring Equinox.  

Since you are a first time buyer (Newbie Investor) try NACA it's home buying program that make the home buying process affordable even in NYC, there program offers all type of assistant and their interest rates are always a% lower than whatever the interest rate are.If you decide to go through NACA for your first investment they are not going to allow you to flip,part of the terms is that you must use the property of choice as your primary residence,however you can purchase multifamily.

She called me because she said she cannot get title insurance on it to sell it traditionally.

Wholesaling is much more prevalent than others also markets were EM deposits are traditionally very low.I know in my deals around the country now banks and I think some HUD stuff they are finally asking for realistic deposits like 2 to 5k per deal.. that will thin the wholesaler ranks a little bit..

I'm in a (fortunate) position of having a choice to use cash or HELOC in my next purchase.  

You're either" acting agent for " and have a fiduciary duty to do the best job representing that seller to get the best price, or you're not acting as a fiduciary and you're acting as a principal and a for-profit business arrangementThis is called being an investor agent where you both list traditionally or you enter into a business arrangement with the home seller.When you were acting as a business owner and a for-profit contract even though you're licensed, that should be fine with your state lawsI know with your question your thinking like a leasing agent charging one months rent.