That would give me enough time to repair the house to meet conventional standards and force equity for the cash out LTV %.

When creating the owner finance note you can usually set it up where the borrower pays the servicing fees.

Hello, my husband just became a licensed realtor and we are looking at creative financing options to house hack/ make our current primary home into an investment property and purchase a new primary home for ourselves. 

I focus on Columbus, Ohio, which has seen significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations, driving up property prices and job opportunities.

I listened to a podcast about a guy who was doing this with sober living houses.

Obviously it takes time to reach such a low set point on a very hot day.Here's where I'm looking for advice: What is the lowest reasonable temperature to set the thermostat in the dead of the summer?

One set of screenshots is from an Excel template the other is a biggerpockets calculator. 

They sent a very professional slide pitch deck that showed all of their justifications around that specific market, e.g. employment market, housing shortage data, the new developments in the area, the air bnb data, etc. etc.They also stated the numbers were conservative (7 year to reach the target returns) and that likely it will be year 4-5.

This would be a house hack.The property was purchased in April of last year for $155,000.

I was just checking out a great vacay spot I like (Cape Cod) and its a milli for a house.