I'm independent, no debt, no student loans, very low tuition (with financial aid grants), rent of $500 per month, credit score above 750 and a small chunk of change saved up in the amount of $15,000. 

I ve always one question coming to my mind:  If I got a really hot deal, how easy is to find a hard money company to fund my deal, and how fast generally they lend their money? 

I was ready to go out of state but this changed my mind, convincingly. 

That equity builds up twice as fast.  

Has 5+ years of buying and sellingLooking to move fast and purchase home for Flip October 22-23.Please reach out ASAP.BA

No the property's location, quality, current tenants, expenses do not change just because you pay more.

It's been really difficult trying to find a property with how fast things move.

Could do it, but would really rather not.Scenario 2Rent current home - Buy new homePurchase price of 400k20k downpayment as opposed to 100k as used above in scenario 1at 3.375% (would this change with such a low downpayment?)

I keep getting that mail marketing weekly but I am skeptical.Currently at 4.25 so I would love to do same to get about a .75% interest change and cash out to use for investing on a rental. 

I have no connection to them and have not used them, but have heard that they have a good quality, well priced and fast reputation.