I tell them I will fight for every inch to let them know that I'm not going to be an easy target especially for those who elope in the middle of the night (thank you social security number).

Since my fiancé is not on this mortgage, could she purchase a piece of property and utilize the easier lending for a first time home buyer?

It is far easier to inforce than trying to prevent tenants with pets from bring in more. 

Determine your All-in cost Target Amount.  

If it's too far up a tree, cut it at the base of the tree, wait a few days as the vines will die and you can pull them down easier. 

For the latter, for example- buying a fixer-upper in a sketchier neighborhood would be pretty risky if you don't have easier access to get to the property if need be.

I found it easier to finance through the LLC because you can use commercial lenders.  

I do, however, set up searches for my clients where they have Portal access and can set up searches that auto-email new listings in targeted areas. 

Sometimes it is just easier to go over the old sheetrock and save a lot of time-especially if it has been painted many times. 

The Firm targets home buyers who do not have good credit but generally speaking they have cash savings and good jobs or businesses.