The seller assigns the leases to you, credit you for your part of the months rent, as well as the security from the tenant.

Next month I will be preparing my Daughter's home in Fayetteville, NC to sale.

Their only punishment was damaged credit, but now enough time has passed that their credit is restored and they are ready to start the process all over again.

After a year of renting you can then refinance to pay off any loans/LOC used and or cash and have all of your funds and credit available for use once again.In the meantime you may be able to use the equity as collateral for a line of credit.  

There has been a time push out, the realitor was asighed to me, I made a bid 20,000 less than asking, my question is there is a Credit on the closing cost, I have not questioned it yet, I'm thinking it is the reality lady foisting the repair costs at the last minute on to the closing, in the contract I signed this is the sellers responsibilitie , I have to make a discussion, should I question the financial woman on who , why and how much the credit is.

I keep hearing about people saying they are opening unsecured lines of credit.

I have just under an 800 credit score.

(please) I have a two story duplex that has old windows located in Tampa, one of the windows has a small crack and with 185mph winds, I'd rather prepare for the worst. 

Even if you were buying another primary (which you aren't - you are converting your primary to a rental, then buying a new primary) the bank doesn't care as long as your DTI ratio and credit score can handle it. 

Maybe your wife can get an FHA in her name but then they will only consider her income, not yours.You can use credit cards, hard money, family, friends.